If you need a zero turn mower payment plan we may be able to help you. Take a minute and get a fast and free loan quote and if approved, shop at any dealer that you like for the lawn mowing machine of your dreams. To begin, just enter in how much you expect to need.
How To Get A Payment Plan
A payment plan generally implies using store credit but in reality any installment loan is a payment plan and we can help with that. We can get you access to a very large group of lenders, many of which may be able to work with bad credit. Take a minute and find out how this all works.
Get Your Mower Quote
First, you need to get your loan offer. Lucky for you, the form is short and sweet so you will not be spending all day doing paperwork. Most people can fully complete it in just a few minutes.
Begin by selecting how much money that you expect to need to borrow. Remember, our lenders pay you in cash, so you can ask for more money if you need to buy some accessories like a trailer or other gear.
Once you have selected an amount, you can then enter in some personal information such as your address, source of income and bank information. The bank info is needed because, like I just said a moment ago, lenders will pay you in cash. They will deposit money for your zero turn lawn mower directly into your bank account.
After you enter your information, agree to the terms and submit your form. Then, you oly need to wait briefly for an answer.
If approved, you will receive an offer from one lender in the group and you will be directed to visit their website. Once at their website, you can review the offer and decide if you want to accept it or turn it down. There is no obligation in just getting a quote.
Making Your Decision
Once you have an offer for your zero turn mower payment plan, now comes the hard part, making your decision. Yes, you probably really need that mower, but this does not mean that you should accept a bad offer.
Make sure that you thoroughly read and understand the terms of the loan offer. If there is anything that you do not understand, make sure that you have your lender explain it to you. Among other things, you should know the payment terms, payment amount and the total cost of the loan.
Just because you receive an offer does not mean that you are committed, so take your time.
Choosing Your Zero Turn Lawn Mower
If you decided to accept an offer for financing, your next step is to pick out a mower. The benefit to using online financing instead of a store payment plan is that you can shop for your zero turn wherever you like. Not just one store or worse yet a buy here pay here store. Cash in your account means that you can go with the dealer that has the model that you want and that will give you the best deal.
With these machines starting at around 3000 dollars and quickly going up from there, choosing the right one for you is very important. Take into account several factors when making a decision. Here are a few things to think about.
Lawn Size
Obviously, the bigger the lawn you are cutting, the bigger the mower that you will want. If you are cutting just 1 or 2 acres, you can probably get away with one of the smaller deck sizes. As acreage goes up you need to increase the size. Most manufacturers will list their recommendation, based on your lawn size.
Another consideration when lawn size goes up is the size of the motor powering your zero turn. A larger mower will have the power to cut faster. It will also be able to better handle the longer operation times.
Obstacles & Terrain
Larger cutting sizes are not always appropriate, even with larger cutting sizes. If you have a lot of trees, boulders or even fences to navigate around, a smaller mower might be a better choice, even if you have a large lawn. Also, make sure that you consider gate sizes so that you do not have to rebuild any of that fencing.
Terrain is another consideration. Larger mowers may have a hard time with hilly yards and, in some cases, could be downright dangerous.
Cutting Frequency
How many times a month will you need to cut your lawn? IS this a weekly thing and if so, how long is the season? If you will be using your mower often, you need to think about longevity. This might mean choosing a larger mower that can handle the stress or going for a reliable brand of engine like a Honda.
If you plan to use your mower often, going with a commercial unit might start to make sense. These machines are meant to handle long run times and might be worth the extra cost.