So you decided to accept a loan to purchase your zero turn mower. This is probably a very exciting time for you as you get to go purchase a brand new zero turn mower. Once all of the excitement wears off though, you will be left with a payment to make each month.
Hopefully, you have the money in your budget already to make the payment. If not, you have got some work to do. Let’s take a look at some ways that you can free up some money to make your zero turn mower payment.
Cut Expenses
The easiest thing to do might be to cut some of your other expenses. Depending on the payment that you received, this could require some small changes or some quite large ones. Here are some areas to look at.
- Cable
Your cable or satellite bill is likely over 100 dollars a month. That could be a huge part of your zero turn mower payment. Cancel the cable or satellite and start using a streaming service instead. - Auto Insurance
When was the last time that you priced your auto insurance? If it has been more than a year, some time spent getting quotes could pay some huge dividends. - Food
You have got to eat, but do you have to dine out at restaurants? Cut back on this and start meal planning to find some money for your payment. - Entertainment
This is another great category to cut if you go out often. Just cutting out the weekly movie theater trip or drinks with friens every week and you could have your money. - MISC Bills
There are lots of other ways to cut back on expenses. Consider everything from cutting being more energy conscious to downgrading your internet speed. Be creative and free up as much money as possible.
Add Some Income
If you can not cut enough expenses to pay your weekly or monthly zero turn payment, your next best option is to add some additional income. There are a lot of ways to do this. Here are some ideas.
- Drive With Uber
Uber or even Lyft are great ways to make money. These companies allow you to make money when and where you are. All that you need is a suitable vehicle and a decent driving record. Make up to 25 dollars an hour and work when you like and as long as you like. - Work Retail
Retail jobs are almost always available. They tend to be high turnover because people pick them up when they need to make money and then quit when the need subsides. Take advantage of the job availability and make up to 15 dollars an hour working a register or simply stocking some shelves at night. - Fill Orders
If you live near an Amazon warehouse, you can find a great paying part time job fulfilling orders. They start at 15 dollars an hour and the fast paced nature of the work will make time fly. - Cut Some Lawns
You have a brand new zero turn mower, so why not use it to help you make your payment. Just pick up a few lawns a month to cut and that might be enough. A simple sign posted at an intersection with a phone number will often do the trick.
There you have it, a few ways to make that loan payment. Hopefully you make the changes before you accept your loan, but if not, get to work. The last thing that you want is to get behind on your loan.