If you need a zero turn mower, but have bad credit, you are probably scratching your head looking for a solution. Luckily, we may be able to help you get an offer, even with that bad credit. Find out in just a few minutes. To start, how much do you expect to need to borrow.
A Loan For Bad Credit
For most people, a zero turn lawn mower is not a luxury item, it is a necessity. If you need one it is probably because you have enough land that a normal riding tractor just will not do.
Since this is something that is probably a necessity, you will need to figure out how to get that zero turn, even if you have bad credit. With zero turns starting at around 3000 dollars, that can be a tough problem. We can help though.
At ZeroTurnMowerFinancing.com, we are not direct lenders and do not make credit decisions. This is a good thing because instead, we get you access to a much larger group of online lenders. With more lenders comes more chances of getting the yes that you need.
Here is how it works.
First, you need to input your information into the form at the top of the page. The form will first ask you how much you need and then it will ask for information about you and your income. You will also need to enter in bank information because this is how your lender would conduct the transaction. If you are approved and accept a loan, they will transfer cash into your account so that you can buy your zero turn mower.
After you complete your form, simply agree to the terms and submit your quote. Now, you just have to wait a moment for a decision, most will come quickly. If approved, a single lender will make you an offer and you will typically be directed to visit their website for the details of your loan offer.
Your final step to get a zero turn mower with bad credit is to review your offer and make a decision. Make sure that you read all of the details of the loan because bad credit loans can often have some pretty harsh terms. If you agree to the terms, you can accept the loan and your lender will deposit money into your account as soon as the next business day.
Other Ways To Get A Mower With Bad Credit
An online installment loan is an easy way to get the mower that you need, but you may have other options. Here are some possibilities.
Buy Here Pay Here
A buy here pay here zero turn might be a solution for you. Places like Aaron’s Rent To Own can get you a mower with semi monthly or monthly payments. The plus here is that getting approved can be very easy. If you have bad credit. In addition, the process of getting your mower can also happen rather quickly.
On the down side, this can be a costly loan. Not only is the interest high but the purchase prices generally are too. The price is usually much higher than what you would pay at that big box home improvement store. In addition, selection will be limited. You will probably have to choose between maybe one or two different models.
Used Zero Turns
Used power equipment is tricky but if you shop around and take your time, you might be able to find a good deal. This is most effective at the end of a season. People are far more likely to sell a zero turn mower for a reduced price in the Winter.
When looking for used machinery, be sure to give things a thorough check. Run the equipment, paying attention to how it starts and runs. Smoke at startup, for example, could be a sign of worn rings.Be as thorough as possible and if you are not mechanically inclined, bring along someone who is.
Do Without A Zero Turn.
If you can not get a zero turn with bad credit, you might be better off just doing without it.
One way to do that is to limit how much of your acreage that you cut. If there is no HOA to deal with, simply let a part of it go natural. Stake out a smaller section of lawn around your home and cut it with your standard garden tractor or even a push mower. When you eventually get a zero turn, you can start cutting the entire property.