Need financing for a commercial zero turn mower? We may be able to help you get an offer, even if you have less than perfect credit. If approved, you can have money deposited directly into your account allowing you to buy your mower as a cash buyer. First, how much do you expect to spend?
Financing That Mower
It is easier than you might think to get an offer for commercial zero turn mower financing, even if you have bad credit. This is because we ourselves are not a lender. No, we do not make loans or credit decisions. This is a good thing for you because instead, we get you access to a large group of lenders online. When you have more lenders, you have a lot of different lending standards. This can make it easy to match you with one lender that wants to work with you.
Ready to get your offer? Great, here is what you need to do.
Fill Out Your Mower Quote Form
Head up to the top of this page or click this link, zero turn mower financing. Then enter in how much you expect to need to borrow and some basic information about yourself. Next, enter in how you make your money and provide the bank information for where you want your loan money sent. Wrap it all up by reading and agreeing to the terms of service. Once that is done, just hit submit and start the process.
Get Your Financing Offer
If approved for a loan, one lender int he group will make you a cash offer. You will be directed towards there individual website where you can review the terms of the loan. If you have any questions, be sure to have the lender clear things up before you agree to the loan. Keep in mind that you will have to talk to your lender directly. We have no loan details nor do we make any credit decisions.
Decide To Say Yes Or No
Now, all that is left is to decide whether to accept your loan or not. Make sure you think about things carefully. Consider whether you can afford the loan payment, if the loan is too costly and if you have other options. Should you decide to accept the loan, you can typically handle all of the details online. Then your lender will work on getting you your money for your zero turn lawn mower. This can happen as soon as the next business day.
Buying Your Commercial Zero Turn Mower
If you decided to accept a loan, your next step will be buying your zero turn mower. A commercial mower is no simple purchase, so make sure that you do your research and get the model that suits your needs. You do not want to spend 5,000 to 10,000 dollars on something that does not check all of your boxes.
Here are some things to consider before you lay down your cash on a zero turn.
What Do You Need?
All zero turns are not created equally. What might work for that big commercial job would be awkward in a residential or even an office park setting. Since you have cash, you are not stuck buying what that buy here pay here zero turn dealer has. You can get whatever you want.
Consider the best compromise in deck size so that you get the most versatile machine. Also be sure to check out all of the models and compare basic features such as engine manufacturer. A little research will tell you which engine maker is the most reliable and/or the most economical to maintain.
What Dealer Should You Use?
Since you will have cash, you can use any dealer that you like. This allows you to shop around and get the best price. You can even pit dealer against dealer to try to negotiate the best deal.
When picking a dealer, you should look at more than just the price. You also need someone who you trust to handle maintenance. You will be making money with this machine, so down time needs to be kept to a minimum. Ideally, you want a dealer that is near you and that has a fast and knowledgeable service department.
Commercial Mowers With bad Credit
If you have bad credit, that financing offer for your commercial zero turn mower might be a double edged sword. Yes, you need the mower to work but you have to consider whether the cost is worth it.
The biggest thing that you need to consider is whether you can afford the payment. Will you have enough money coming in to pay the loan installment or is your business a start up. If it is a start up, be careful, you really need some contracts in place before committing to a big purchase.
Another thing to consider is if the cost of the loan is just too high. If you are borrowing 5,000 dollars and need to pay back 10,0000 is that a good deal? Only you can decide that.