bookmark_borderLawn Tractor Or Zero Turn Mower

Trying to decide between a lawn tractor or a zero turn mower? It can be a big decision and with an average zero turn mower costing nearly 2000 dollars more, the temptation is to go cheap. We can help with zero turn mower financing though, even with bad credit, so before you make a decision, look at some zero turn advantages.

A More Efficient Cutting Pattern

The biggest advantage of a zero turn is its ability to pivot 180 degrees. You have undoubtedly seen people operating them and seemingly turning around as if they were on a turntable. No lawn tractor can match the maneuverability.

What this means is that it can have a much more efficient cutting path. With a lawn tractor, you have to either cut over areas that have already been cut or you have to stop and back up to avoid missing patches. This is because it has a much wider turning radius.

This more efficient cutting pattern of the zero turn can result in cutting times that are about half of what a lawn tractor can do. The ability to cut two acres in 45 minutes versus an hour and a half is huge, making the zero turn well worth the price.

Attachment Availability

There are no shortage of attachments available for the zero turn mower. Attachments can allow you to bag clippings, mulch, blow snow and transport raw materials. If you can imagine a lawn task, there is probably an attachment to accomplish it.

Yes, the lawn tractor has most of the same attachments but many people feel that a zero turn is lacking in this department. It is not, although you may have to add an aftermarket hitch to your zero turn.

Easier To Drive

You might think that a lawn tractor would be easier to drive with its car like steering wheel and pedals, but this is not really the case. You might be more familiar with a lawn tractor but it is certainly not any easier to drive.

Although a zero turn looks intimidating at first, once you get used to it, they are easier to drive. A zero turn can be handled very easily and some people would even call them a pleasure to drive. Easily work around obstacles and smoothly accelerate, turn and stop.

Ease of use makes your cutting time fly by and can turn a chore into a hobby.

Longer Lifespan

Zero turns are more expensive, but they also have generally longer lifespans.

Most machines will have higher horsepower engines that do not have to work as hard as the smaller engines found on lawn tractors.

In addition, you have to remember that your cutting time is reduced by about half with a zero turn. This means that you will put half the hours on your mower each year compared to a lawn tractor. That is a big difference in longevity and in maintenance and fuel costs.

They Are Cooler

We have to say it. It might not be a big factor for you, but you will look cooler on a zero turn.

bookmark_borderCommercial Zero Turn Mower Financing

Need financing for a commercial zero turn mower? We may be able to help you get an offer, even if you have less than perfect credit. If approved, you can have money deposited directly into your account allowing you to buy your mower as a cash buyer. First, how much do you expect to spend?

A commercial zero turn mower cutting grass at a park.

Financing That Mower

It is easier than you might think to get an offer for commercial zero turn mower financing, even if you have bad credit. This is because we ourselves are not a lender. No, we do not make loans or credit decisions. This is a good thing for you because instead, we get you access to a large group of lenders online. When you have more lenders, you have a lot of different lending standards. This can make it easy to match you with one lender that wants to work with you.

Ready to get your offer? Great, here is what you need to do.

Fill Out Your Mower Quote Form

Head up to the top of this page or click this link, zero turn mower financing. Then enter in how much you expect to need to borrow and some basic information about yourself. Next, enter in how you make your money and provide the bank information for where you want your loan money sent. Wrap it all up by reading and agreeing to the terms of service. Once that is done, just hit submit and start the process.

Get Your Financing Offer

If approved for a loan, one lender int he group will make you a cash offer. You will be directed towards there individual website where you can review the terms of the loan. If you have any questions, be sure to have the lender clear things up before you agree to the loan. Keep in mind that you will have to talk to your lender directly. We have no loan details nor do we make any credit decisions.

Decide To Say Yes Or No

Now, all that is left is to decide whether to accept your loan or not. Make sure you think about things carefully. Consider whether you can afford the loan payment, if the loan is too costly and if you have other options. Should you decide to accept the loan, you can typically handle all of the details online. Then your lender will work on getting you your money for your zero turn lawn mower. This can happen as soon as the next business day.

Buying Your Commercial Zero Turn Mower

If you decided to accept a loan, your next step will be buying your zero turn mower. A commercial mower is no simple purchase, so make sure that you do your research and get the model that suits your needs. You do not want to spend 5,000 to 10,000 dollars on something that does not check all of your boxes.

Here are some things to consider before you lay down your cash on a zero turn.

What Do You Need?

All zero turns are not created equally. What might work for that big commercial job would be awkward in a residential or even an office park setting. Since you have cash, you are not stuck buying what that buy here pay here zero turn dealer has. You can get whatever you want.

Consider the best compromise in deck size so that you get the most versatile machine. Also be sure to check out all of the models and compare basic features such as engine manufacturer. A little research will tell you which engine maker is the most reliable and/or the most economical to maintain.

What Dealer Should You Use?

Since you will have cash, you can use any dealer that you like. This allows you to shop around and get the best price. You can even pit dealer against dealer to try to negotiate the best deal.

When picking a dealer, you should look at more than just the price. You also need someone who you trust to handle maintenance. You will be making money with this machine, so down time needs to be kept to a minimum. Ideally, you want a dealer that is near you and that has a fast and knowledgeable service department.

Commercial Mowers With bad Credit

If you have bad credit, that financing offer for your commercial zero turn mower might be a double edged sword. Yes, you need the mower to work but you have to consider whether the cost is worth it.

The biggest thing that you need to consider is whether you can afford the payment. Will you have enough money coming in to pay the loan installment or is your business a start up. If it is a start up, be careful, you really need some contracts in place before committing to a big purchase.

Another thing to consider is if the cost of the loan is just too high. If you are borrowing 5,000 dollars and need to pay back 10,0000 is that a good deal? Only you can decide that.

bookmark_borderBeginner Zero Turn Tips

Just got a new zero turn mower? They are incredible machines but they can be a bit tricky at first. Take a look at some tips for the beginner zero turn mower operator. Tips that could allow you to master that machine before you make your first zero turn payment.

A large lawn for a zero turn.

Start Out Slow

You probably bought that zero turn so you can cut your lawn or fields at incredible speed, but don’t get ahead of yourself.

The operation of a zero turn is something that you have to get used to. No steering wheel and no brake pedals means that you need to get used to a new way of operating a machine. It takes time for the mind to body connections to form. Until it sinks in, keep your speed down.

Avoid Water Hazards

Stay a mowers length away from pond and other water features, These types of surfaces can prove dangerous for a zero turn. Remember that if you lose traction, you lose steering. You could easily find yourself and your new John Deere mower in the water, hopefully right side up but potentially upside down.

Use a push mower or trimmer to handle the waters edge and protect yourself and that expensive mower.

Go Easy On The Hills

One of the most dangerous things that you can do in a zero turn mower is cut hills. In fact, you should not even mow a hill that is over 13 degrees in incline. Most mower manuals state to avoid anything over 10 degrees.

The most dangerous part of cutting those hills is turning. Zero turn mowers are rear heavy and the front wheels are merely casters. If the back wheels lose traction, you completely lose the ability to steer and, on a hill, you will essentially be riding a sled.

Try to avoid making turns on hills as much as possibles because that zero turn of yours can lose traction easily. The best way to cut a hill is to go straight up and then straight down.

Practice Your Turns

Before you hit the lawn, practice operating and turning your new mower on your driveway.

Zero turns are capable of making the tightest of turns but that does not mean that you should do so. A tight turn made pivoting off of one wheel is very likely to gouge your lawn. Instead, try to make a more gradual turn

Don’t Get Too Close

One of the selling points of zero turn mowers is that they can turn on a dime. This leads many people to try to get right up on obstacles, hopefully cutting down on detail work. The problem is that it is far too easy to whack that zero turn into the object, possibly causing some serious damage to your mower deck.

Instead of getting danger close, realize that there will still be some trim work to do. The mower will help you get the lawn cut fast, but it is not going to eliminate time spent with the edger.

Use Your Safety Features

If your mower has a ROPS or Roll Over Protection System, use it. Most residential mowers do not have the system, but if you went commercial, take advantage of it. Wear your seatbelt and keep the bar in the upright, locked position. It could save you injury and could even save your life.

bookmark_borderMaking Your Zero Turn Mower Payment

So you decided to accept a loan to purchase your zero turn mower. This is probably a very exciting time for you as you get to go purchase a brand new zero turn mower. Once all of the excitement wears off though, you will be left with a payment to make each month.

Hopefully, you have the money in your budget already to make the payment. If not, you have got some work to do. Let’s take a look at some ways that you can free up some money to make your zero turn mower payment.

A date circled for a monthly zero turn payment.

Cut Expenses

The easiest thing to do might be to cut some of your other expenses. Depending on the payment that you received, this could require some small changes or some quite large ones. Here are some areas to look at.

  • Cable
    Your cable or satellite bill is likely over 100 dollars a month. That could be a huge part of your zero turn mower payment. Cancel the cable or satellite and start using a streaming service instead.
  • Auto Insurance
    When was the last time that you priced your auto insurance? If it has been more than a year, some time spent getting quotes could pay some huge dividends.
  • Food
    You have got to eat, but do you have to dine out at restaurants? Cut back on this and start meal planning to find some money for your payment.
  • Entertainment
    This is another great category to cut if you go out often. Just cutting out the weekly movie theater trip or drinks with friens every week and you could have your money.
  • MISC Bills
    There are lots of other ways to cut back on expenses. Consider everything from cutting being more energy conscious to downgrading your internet speed. Be creative and free up as much money as possible.

Add Some Income

If you can not cut enough expenses to pay your weekly or monthly zero turn payment, your next best option is to add some additional income. There are a lot of ways to do this. Here are some ideas.

  • Drive With Uber
    Uber or even Lyft are great ways to make money. These companies allow you to make money when and where you are. All that you need is a suitable vehicle and a decent driving record. Make up to 25 dollars an hour and work when you like and as long as you like.
  • Work Retail
    Retail jobs are almost always available. They tend to be high turnover because people pick them up when they need to make money and then quit when the need subsides. Take advantage of the job availability and make up to 15 dollars an hour working a register or simply stocking some shelves at night.
  • Fill Orders
    If you live near an Amazon warehouse, you can find a great paying part time job fulfilling orders. They start at 15 dollars an hour and the fast paced nature of the work will make time fly.
  • Cut Some Lawns
    You have a brand new zero turn mower, so why not use it to help you make your payment. Just pick up a few lawns a month to cut and that might be enough. A simple sign posted at an intersection with a phone number will often do the trick.

There you have it, a few ways to make that loan payment. Hopefully you make the changes before you accept your loan, but if not, get to work. The last thing that you want is to get behind on your loan.

bookmark_borderGood & Cheap Zero Turn Mower

Are you looking for a good and cheap zero turn lawn mower? Lots of people are. The problem is that you can either get good or you can get cheap. There is no such thing as good and cheap. If you have to go with cheap, a better option might be zero turn mower financing instead of buying junk.

Good Versus Cheap

When looking for a piece of machinery, these are two terms that can never be used together. They are actually conflicting terms and they are at odds with each other.

A fight of good over cheap

The Good

Good in the terms of a zero turn lawn mower generally means reliable. This means sound engineering, quality parts and a strong engine made by a well known maker. All of these things come at a cost which is why you can not get it cheap. They also make for a mower that will last a long time and power through the tallest grass.

The Cheap

To make something cheap, corners have to be cut. You need to use less expensive parts, a less powerful engine and spend less on engineering costs. This makes a cheap mower not as good as a more expensive one. It will not perform as well and will probably last a fraction of the time that a good machine will, but it will be cheap.

Getting A Good Zero Turn Mower

By now, you surely realize that we are on the favor of getting a good zero turn mower instead of a cheap one. There are just to many benefits to the good one.

When you buy a good zero turn, you know that you are going to get a quality machine. When you buy a cheap zero turn, you are simply hoping that it will last long enough to make it worth the money. It is a bad feeling, waiting for your machine to die and when you go cheap, you know it will happen sooner rather than later.

But what are you supposed to do if you want that good mower but simply can not come out of pocket thousands and thousands of dollars for it? This is where we come in. We can help you get a financing offer to buy that zero turn lawn mower, no matter what your credit looks like.

Even better, that financing will be in the form of a cash loan, directly deposited into your account. That will make you a cash buyer allowing you to buy your zero turn wherever you want. Have the freedom to find the exact model that you want and to shop for the best deal.

Avoiding A Cheap Zero Turn With Financing

So, financing is obviously a way to get the good zero turn and avoid having to settle for a cheap one. Now, let’s take a look at how to get your financing offer.

First, you should know that we are not lenders and do not make credit decisions. This works out well for you because instead, we get you access to a larger group of online lenders. That can make it easier for you to get a finance offer, even if you have bad credit.

To get your offer, first consider how much you will need to borrow. Remember, this is a cash loan, so you can get a bit more to pay for accessories to your zero turn if you like. Although not designed for towing, a tow behind garden trailer can come in handy along with your mower.

Once you have your amount, click this link to get your zero turn offer. Enter in your amount and then some information about yourself. Finish t up by entering in where you want your money to go and submit your form. Then, just wait briefly for your answer.

If approved for zero turn financing, one lender from the group will make you an offer and you will visit their website to see the terms. Carefully review the terms and make sure that you understand all of the details. If you like the offer presented, you can accept it and your lender will get you the money ASAP. If the offer is not to your liking, just turn it down. Just getting a quote in no way obligates you.

Good Zero Turns Are Easier To Buy Than Cheap Ones

Once you have your money, you will quickly see that good zero turn lawn mowers are much easier to buy than cheap ones.

With cheap zero turns, your selection is quite limited. You just have one base model and you either take it or leave it.

With good zero turns, the sky is the limit. They come with all sorts of different options. Get the exact deck width that you want and the power system that you like. Instead of one or two cheap models, you can be staring at dozens of different models.

All of these options might make it a bit more confusing to choose the perfect mower but it is better than the alternative. Take your time and lean on the experience of a few good Outdoor Power dealers to make the right choice.

bookmark_borderWhy Rent?

Zero turn mower rental is convenient but costly. By the time you have rented one of these machines a few times, you probably will have wasted a considerable amount of money. Money that you could have put towards owning a zero turn.

If you are ready to step up and buy a zero turn lawn mower, we can help. Take a minute and get an offer for the zero turn mower that you need. We may be able to help you get a great offer, even if you have no or bad credit. Let’s get to it. how much do you want to spend?

A man using a zero turn mower rental.

Zero Turn Lawn Mower Rentals

If you are looking for a zero turn lawn mower rental near you, it is probably for one of two reasons. Either you only need it to cut a lawn once or you lack the ability to get financing for a mower of your own.

If you only need to cut a lawn once, by all means, you should just rent your zero turn mower. It is costly though. Many of the rental shops near me are charging 200 to 300 dollars a day for a rental. This is almost 10 percent of the cost of a new mower.

Obviously, if you are sure that you only need it once, renting is the way to go. If you are going to repeatedly need to rent a zero turn mower however, you will just be throwing money away. It would be a far better deal to purchase one yourself.

Here comes the tricky part though, it costs a lot of money to purchase a zero turn lawn mower. The entry level price tag is about 3000 dollars and they go up quickly from there. If you do not have the money to throw down on a mower right now, you have one option and that is to finance it.

We can help you with that and even better, we can help you get an offer for a cash loan. That will allow you to shop anywhere that you like and get the best deal possible. You will not be stuck shopping from some Buy Here Pay Here Zero Turn Store. Get the exact mower you want and have the ability to price shop for it.

Getting A Zero Turn Now

If you are ready to buy your machine instead of using a zero turn mower rental, here is what you need to do.

First, head on back up to the top of the page and look for the loan quote form. Begin by entering in how much you expect to need for your zero turn. Keep in mind that this will be a cash loan and you can ask for additional money to cover added expenses. Do you need a trailer to move the mower around or perhaps you need a good edger to compliment it?

Once you determine how much you want to borrow, select the amount and then enter in some information about yourself. Just some basic contact information and information about your income. Lastly, you will enter your bank information. Do not worry, it is a secure form and a lender will need this information to send you cash. If you accept a loan, they will send cash right to your bank account.

Once you have completed your form, just agree to the TOS and hit the submit button. Then, wait briefly for your offer. If approved, one lender will make you an offer. You will then visit their website where you can see the terms of the loan offer.

If you decide that you like the offer, you can accept it and your lender will go about getting you your money. If you do not like the offer, you can simply turn it down. There is no commitment in just getting a quote.

Rent To Own Zero Turn Mowers

One place that people turn when looking for a zero turn, especially a bad credit zero turn,  is the “Rent To Own” stores. This is typically a huge mistake for a variety of reasons.

One reason that this is a mistake is because of the lack of variety. Rent To Own stores do not specialize in lawn mowers, they carry a little bit of everything. If they have a zero turn, they probably only have one or maybe two different models to chose from. Given the huge range of mowers on the market, this can be quite limiting. If you want a commercial mower or one with a wide deck, you will probably be out of luck.

Another problem with a Rent To Own store is the high cost of financing. Now, if you have bad credit, you are probably going to pay a high interest rate but these places are guaranteed to charge you a fortune. They often charge per week just to cover up just how much it is going to cost you a month in financing.

Rental Vs Purchase FAQ’s

By now, you hopefully realize that, if you need a zero turn more than once, it is probably a good idea to just go ahead and finance one. Let’s wrap it up with a

  • How Much Does A Zero Turn Rental Cost?
    Rates will range from place to place but you can usually expect to pay around $200 a day or $600 a week to rent a zero turn. This usually gets you a commercial grade mower with average deck width.
  • Is It Better To Rent Or Buy?
    This depends on your usage, but if you will need to use a mower more than twice a year, you should seriously consider doing the price comparison. If you buy, you will have added expenses of maintenance, but it may put you ahead in the end.
  • What Will My Payment Be On A Purchase?
    This depends on a number of factors including the type of mower that you want and your credit. Since we are not lenders and do not make credit decisions, we are unable to give an exact number.

bookmark_borderUsed Zero Turn Lawn Mowers

Thinking about looking at used zero turn lawn mowers? Why buy someone else’s problem when you can buy new? Get a well running machine with a warranty instead of a potential money pit. Take a minute and get a free quote for the money that you need.

A rusty motor on a used zero turn lawn mower.

Buying A Used Zero Turn

The temptation to buy lawn equipment used is a big one. After all, with something as expensive as a zero turn, you could potentially save thousands of dollars. Why spend $4000 on a new zero turn when you could buy it used for $2000?

Well, it is not as simple as that, especially when you are dealing with something complex and mechanical. There are a lot of components at work with these mowers and these components need constant maintenance if they are to last. The problem with buying used is that you do not know how things have been maintained in the past.

It is far too easy for a seller to “clean up” a machine to get it ready for sale. They can hose it off, change the plugs, change the oil, change the filter and to you, it might look as good as new. As far as you know though, this could have been the first maintenance that the mower has ever seen. It could be a wreck internally and might just be a ticking time bomb.

The average zero turn mower engine costs around $1000 and that is just for the engine. If you had to replace an engine in your used zero turn mower, you could be in it for well over $1500 with labor and miscellaneous parts. That seriously negates the savings that you saw from buying used.

Buy New Instead

Buying used is a problem because you just do not know how things have been maintained. Unless you personally know the seller, you are just rolling the dice.

A far better option is to buy new. You then have a warrantied piece of equipment that you can maintain yourself. Going forward, you will know that it has always been maintained because you can do it yourself and keep close records.

The downside of course, is the price. A new mower is going to cost you more and you might not have enough money to buy one outright at the moment. This is where we can help.

We can help you get a cash loan for the zero turn lawn mower that you need. Being a cash loan, you will be able to shop at any store that you like. You will not be locked down to one particular store or forced into using a buy here pay here dealer . This will let you get the exact machine that you want and allows you to shop for the best price.

You may even be able to get an offer with no credit or even bad credit. This is because we get you access to a large group of online lenders. We ourselves are not lenders and do not make credit decisions. This is good for you because if your credit is not excellent, more lenders means more chances of getting an approved offer.

Ready to get your quote and stop looking for used zero turn lawn mowers? Here is how it will work.

First, you need to fill out the quote form at the top of the page. It is a short form, so you should be able to complete it in a matter of minutes. Once you are done, read the Terms Of Service and submit it.

Next, you just need to wait for an answer but this will not take long. If approved, one lender will make you a loan offer. To see the offer details, you will be sent to their individual website. Make sure that you understand all of the loan details before proceeding. If you have questions, ask the lender who makes you an offer. Remember, we ourselves are not lenders and will have no information about your offer.\

Finally, it is time to make your decision. If you like your zero turn mower financing offer, you can accept it. Your lender will then go about getting you the money and this can happen as soon as the next business day. If you do not like the offer, simply walk away. You are under no obligation to accept an offer.

Buying Your Zero Turn Lawn Mower

If you decided to accept a loan offer, your next step is buying your mower. This is the fun part, but do not rush in.

One of the big benefits of accepting an online loan is that you will have cash to spend. That means that you can shop wherever you like. You are not locked down to what the big box store has in stock. If you want a John Deere zero turn, go right to a John Deere dealership and buy one of the good commercial models. If you want a Bad Boy zero turn, get yourself one. Cash has definite benefits.

Just be sure to do your research and price shop. Take the time to do it right and when you are done, you will be so glad that you did not settle for one of those used zero turn lawn mowers.

bookmark_borderCub Cadet Mower Financing

One of the most popular brands of zero turn on the market is the Cub Cadet You can not go wrong buying one of these zero turn mowers but they are expensive. This is where we come in. We can help you get an offer for the money that you need to buy your new mower. Why not take a minute and get a no obligation offer.

Cutting the grass with a Cub Cadet zero turn.

Financing Your Zero Turn Mower

Given the cost of a zero turn mower from Cub Cadet, it is no wonder that so many people finance them. For many, that involves store credit but store credit has a few problems.

The biggest problem with store credit is actually qualifying. You are typically working with one particular lender who has one set of requirements. These requirements are often stringent as well. This means that i youhave a few dings on your credit, you may not be able to qualify for in store financing.

The other problem with in store financing is that you are limited to buying from that store. That means that you options for shopping around are limited. You have to pay the price they are asking and you are limited to stock on hand. If they do not have the Cub Cadet mower you are looking for, you might be forced to switch to another mower like a John Deere. Sure, “Nothing Runs Like A Deere”, but that may not be what you want.

The solution to all of this might just be online financing. We can help you get an offer online by giving you access to a very large group of online lenders. We ourselves do not make credit decisions but instead get you access to more lenders. More lenders means more chances of getting a yes from one of them.

All that you have to do to get your zero turn mower financing offer is head up to the top of the page and fill out the secure form. It should take just a couple of minutes and then you can submit it to the lender group.

If approved, one lender will make you an offer. You will be sent to their website where you can review the terms of the offer and decide if you want to accept it. There is no obligation until you accept your offer.

Should you decide that you do want to accept it, you can typically complete the loan process quickly online. Then, your lender will go about getting you the money that you need. They will deposit cash directly into your account, often as soon as the next business day. You can then shop for your Cub Cadet mower anywhere that you like, as a cash buyer.

Deciding On Your Cub Cadet Loan Offer

Before you commit to a loan, you should take a few things into consideration. Not every loan is a good one, so you need to really think about things, especially if you have bad credit.

For starters, can you afford the payment. You might think that you can or think that you will come up with the money, but you need to be sure. Take a minute and fit the loan payment into your budget and see how things look. Is there enough money to go around? If not, can you make some changes to make the payment work? Make sure that you can make that payment before you commit.

Next, take a look at the total cost of the loan. This is the amount that you would end up paying if you carry the loan to term. Only you can really decide if the cost of the loan is worth it, because everyone’s situation is different. Do you need that mower because you have acreage or do you simply want it because it is a cool guy toy?

Finally, consider if you have any other options. Maybe you can borrow a mower until you can save the money that you need. Perhaps you can get by cutting a smaller section of your lawn with a garden tractor instead. Think about all of the different possibilities.

Buying Your Cub Cadet

If you decided to accept your Cub Cadet zero turn mower financing offer, your next step is to purchase your mower. Your lender will deposit cash directly into your account, so you can shop wherever you like.

Currently Cub Cadets are sold at many locations, so you should have the ability to price shop a bit. Check out some local Ag Power stores and stores like Tractor Supply. Do your price shopping so that you get the best deal possible.

Also, be sure to take into consideration the size of the zero turn that you buy. Yes, we all want the biggest and baddest, but that might not be the right choice for your particular lawn.

Larger mowers are harder to maneuver around obstacles like trees and can be difficult to fit through gates. There would be nothing worse than having to spring for a new gate because your mower no longer fit. Additionally, larger mowers can be hard to control on slopes.

Overall, keep in mind that this is a big and expensive decision. Make the right choice and you will have a machine that will serve you well for years to come.

bookmark_borderGet A Zero Turn With Bad Credit

If you need a zero turn mower, but have bad credit, you are probably scratching your head looking for a solution. Luckily, we may be able to help you get an offer, even with that bad credit. Find out in just a few minutes. To start, how much do you expect to need to borrow.

A man who got a zero turn with bad credit.

A Loan For Bad Credit

For most people, a zero turn lawn mower is not a luxury item, it is a necessity. If you need one it is probably because you have enough land that a normal riding tractor just will not do.

Since this is something that is probably a necessity, you will need to figure out how to get that zero turn, even if you have bad credit. With zero turns starting at around 3000 dollars, that can be a tough problem. We can help though.

At ZeroTurnMowerFinancing.com, we are not direct lenders and do not make credit decisions. This is a good thing because instead, we get you access to a much larger group of online lenders. With more lenders comes more chances of getting the yes that you need.

Here is how it works.

First, you need to input your information into the form at the top of the page. The form will first ask you how much you need and then it will ask for information about you and your income. You will also need to enter in bank information because this is how your lender would conduct the transaction. If you are approved and accept a loan, they will transfer cash into your account so that you can buy your zero turn mower.

After you complete your form, simply agree to the terms and submit your quote. Now, you just have to wait a moment for a decision, most will come quickly. If approved, a single lender will make you an offer and you will typically be directed to visit their website for the details of your loan offer.

Your final step to get a zero turn mower with bad credit is to review your offer and make a decision. Make sure that you read all of the details of the loan because bad credit loans can often have some pretty harsh terms. If you agree to the terms, you can accept the loan and your lender will deposit money into your account as soon as the next business day.

Other Ways To Get A Mower With Bad Credit

An online installment loan is an easy way to get the mower that you need, but you may have other options. Here are some possibilities.

Buy Here Pay Here

A buy here pay here zero turn might be a solution for you. Places like Aaron’s Rent To Own can get you a mower with semi monthly or monthly payments. The plus here is that getting approved can be very easy. If you have bad credit. In addition, the process of getting your mower can also happen rather quickly.

On the down side, this can be a costly loan. Not only is the interest high but the purchase prices generally are too. The price is usually much higher than what you would pay at that big box home improvement store. In addition, selection will be limited. You will probably have to choose between maybe one or two different models.

Used Zero Turns

Used power equipment is tricky but if you shop around and take your time, you might be able to find a good deal. This is most effective at the end of a season. People are far more likely to sell a zero turn mower for a reduced price in the Winter.

When looking for used machinery, be sure to give things a thorough check. Run the equipment, paying attention to how it starts and runs. Smoke at startup, for example, could be a sign of worn rings.Be as thorough as possible and if you are not mechanically inclined, bring along someone who is.

Do Without A Zero Turn.

If you can not get a zero turn with bad credit, you might be better off just doing without it.

One way to do that is to limit how much of your acreage that you cut. If there is no HOA to deal with, simply let a part of it go natural. Stake out a smaller section of lawn around your home and cut it with your standard garden tractor or even a push mower. When you eventually get a zero turn, you can start cutting the entire property.

bookmark_borderCaring For Your Zero Turn Mower

A zero turn is a huge investment which is why caring for a zero turn mower properly is so important. With proper maintenance, you can add years to the life of your mower and will have a machine that is easier to operate.

Like the average push mower, a zero turn mower needs some basic maintenance at regular intervals. Because of the size of the machine however, this maintenance is so much more important.

Here is the maintenance you should be doing on a regular basis.

1) Changing Your Oil

Obviously, it is important to change your oil on a regular basis. Like any engine powered piece of machinery, it is the single most important maintenance step.

Consult your manual for the first oil change and the suggested interval thereafter. Most machines will need an initial oil change at around the 5 hour mark. Afterwards, the oil change interval could be anywhere from 50 to 100 hours.

In general, most machines should have the oil changed after 50 hours of work or at least once a season. If your mower does not have a working engine hour gauge, calculate the average run time per cut and multiply that by how often you use it.

That means that if you run your mower for two hours at a time and cut your lawn weekly, you would need to change the oil every 6 months.

With oil changes, it is best to err on the side of caution and change it more often than less.

2) Examining Your Air Filter

Oil is important in caring for a zero turn mower, but do not lose focus on the other maintenance items.

Your air filter can get clogged quite quickly, especially if you live in dusty areas or have a lot of bare spots in your lawn. A clogged air filter can cause your engine to burn much more inefficiently which can cause a number of problems.

Incompletely burned fuel will not only increase your fuel usage but can also lead to fuel in the oil. Unburnt fuel will flow down the cylinder walls and into the oil pan. This will decrease lubrication and require you to make more frequent oil changes.

Check that oil filter on a regular basis.

3) Sharpening Your Mower Blades

Mower blades will dull over time and should be sharpened at least once every 6 months. If you hit a lot of debris while you cut like sticks or insect burrows (crawdads are very bad) you may need to sharpen more often.

The obvious problem with a dull blade is what it does to the grass. It will rip it instead of slicing it and that can leave your lawn susceptible to disease.

A not so obvious problem is that strain it puts on your mower engine. The engine will have to work harder to cut the grass because ripping is harder to do than cutting.

Sharpen your blades often and replace them as necessary.

4) Checking Your Tire Pressure

This is something that is not thought about too often but is more important than you think. You know how to adjust the level of your deck to get the right cut but what happens if your tire pressure is off.

With improper tire pressure, you could have a corner of the mower that is riding 1 or 2 inches lower than the rest. Think about what that would do to your cut.

5) Cleaning Your Mower Deck

You just finished cutting the lawn with your new zero turn mower and you are ready to head in and get cleaned up. The last thing on your mind is probably cleaning your mower deck but it should be.

You should be cleaning off the underside and top of the deck after each and every use. The reason for this is to remove the grass clippings that can accumulate and hold moisture. Moisture, as you are aware, will lead to rust and premature deck failure.

Stick To The Schedule

The five maintenance tips above will go a long way to making your zero trun lawn mower last a long time. Above all else though, you should stick to the schedule set forth by your manufacturer.

There are probably a number of other maintenance items that you need to pay attention to. This could be lubricating the driveline, cleaning your batter terminals, replacing your fuel filter or any  number of other things.

Luckily, most manufacturers will give you a maintenance chart to follow. Follow it to the letter and have a long mower life.